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💷 Up-to £6,512 for council tenants

Millions of UK households miss out on grants, refunds, and cashback. See how much you could be owed and claim what’s rightfully yours

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Pension Credit and more

Many pensioners don't realise that Pension Credit on it's own can unlock several additional benefits.

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Always here to help

No matter what the issue, we're always on hand to help with you any queries you may have.

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Claim up-to £6,512 if you're a council tenant

If your home has problems like damp, mould or leaks, you might be eligible for up to £6,512 in compensation, as well as support to get the repairs completed. Tell us a few quick details — it should only take about 30 seconds.

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Available support

Help With Everyday Living Costs

If paying for things like food, rent, heating, or transport is becoming tough, you might be able to get help. What support you can receive depends on your income, any benefits you get, and your local council.

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Cost of Living Support Available

The rising cost of living continues to put pressure on millions of households across the UK. Whether it’s energy bills, rent, food costs or everyday essentials, many people don’t realise how much support they may be able to access. At MoneyHelpHub, our goal is to make it easier for you to understand what help exists — and how to check whether you could qualify.



🏠 1. Help With Everyday Living Costs

If you’re struggling with the cost of essentials like food, rent, heating or transport, there are several types of help available — depending on your income, benefits status, or local council.


  • Top-up payments for low-income households
  • Emergency financial help from your council (in serious hardship cases)
  • Support with rent or council tax
  • Free school meals or school-related support
  • Energy bill discounts or supplier hardship schemes

Many households qualify for one or more of these without realising

🦽 3. Support for People with Disabilities

If you receive disability-related benefits, you may qualify for extra help to cover the higher costs of daily living. You could receive additional payments on top of:


  • Personal Independence Payment (PIP)
  • Disability Living Allowance (DLA)
  • Attendance Allowance
  • Armed Forces Independence Payment

This support is aimed at easing the financial pressure caused by mobility needs, medical equipment, heating requirements, or other disability-related expenses

👵 4. Cost-of-Living Support for Pensioners

Older people often face rising energy costs, health-related expenses, and reduced income. Pensioners may qualify for:


  • Winter Fuel Payments
  • Pensioner cost-of-living top-ups
  • Warm Home Discount
  • Council tax reductions
  • Support if you receive Pension Credit

Many pensioners do not realise that Pension Credit alone can unlock several additional benefits.

🔌 5. Help With Energy Bills & Home Heating

Energy prices have been one of the biggest drivers of financial strain, but there are several ways households can receive help:


You may qualify for:

  • Government-backed energy discounts
  • One-off winter heating support
  • Energy supplier hardship funds
  • The Warm Home Discount
  • Free or subsidised home insulation
  • ECO4 home upgrades (for low-income or vulnerable households)

Some schemes can reduce bills for years to come

🌡️ 6. ECO4 Upgrades — Boilers, Insulation & Home Improvements

ECO4 is a nationwide scheme that funds energy-saving improvements for eligible households. Depending on your situation, you could qualify for:


  • A new, energy-efficient boiler
  • Loft insulation
  • Cavity wall insulation
  • Electric storage heater upgrades
  • Other home efficiency improvements

The value of these improvements can run into the £1,000s — and many residents don’t realise they’re eligible.

🏘️ 7. Support for Council & Housing Association Tenants

If you rent from a council or housing association, you may have additional rights and access to support including:


  • Repairs for damp, mould or unsafe conditions
  • Housing disrepair claims (if your landlord hasn’t fixed issues)
  • Help with rent arrears or payment plans
  • Local hardship support from your council

These forms of support can make a big difference to day-to-day living conditions

📶 8. Cheaper Broadband & Phone Bills

Many broadband and mobile providers offer social tariffs — lower-cost deals for people on certain benefits. These can reduce bills significantly and still offer fast, reliable connections.

💡 9. Additional Help From Your Local Council

Each local council runs its own support programmes. These may include:


  • Emergency vouchers or hardship grants
  • Help with essential household items
  • Food support or local food bank referrals
  • Discretionary Housing Payments
  • Help with water or energy bills

This support varies by area, so it’s always worth checking

🛑 10. Be Aware of Scams

Unfortunately, scammers sometimes try to take advantage of cost-of-living concerns.


Always remember:

  • You will never be asked to apply for cost-of-living payments via text, WhatsApp or email
  • Never share bank details with someone claiming to be from “the government”
  • Only trust information from official sources such as GOV.UK

If something feels suspicious, always double-check.

🚀 Check What Support You Could Be Eligible For

Millions of people qualify for support, grants, upgrades or financial help — but don’t know it.


Our free eligibility checker helps you quickly see what you might be able to access, based on your home, income, benefits, and personal situation.


👉 No obligations, no cost, quick results.

Find out more available support

How We Can Help You

Help With Bills & Cost of Living

Find support for energy, water, food and council tax costs.

ECO4 Boiler & Insulation Grants

See if you qualify for government-backed heating upgrades.

Housing Disrepair Claims

Check if you can claim compensation for damp, mould or unsafe living conditions.

Broadband & Social Tariffs

Discover cheap broadband deals for people on benefits.

Council Tenant Support

Get help understanding your rights as a council or housing association tenant.

Low-Income Grants & Benefits

Explore grants available for families, disabled adults and low-income households.



Who We Help

MoneyHelpHub supports UK households facing rising living costs, council tenants needing repairs, families struggling with bills, and individuals seeking reliable financial guidance. Our goal is to make it easier to understand what support exists and how to access it quickly.



Comprehensive UK Cost of Living Support

The UK cost of living crisis affects millions of households across England, Scotland, Wales and Northern Ireland. Rising energy costs, increased food prices, and high rental rates make it vital to know what support is available. MoneyHelpHub provides clear guidance for low-income households, tenants, families, and vulnerable individuals.



Types of Financial Support Available in the UK

Support includes government grants, local council schemes, tenant rights, benefit entitlements, and charitable assistance. Many people are eligible but unaware. Our guides simplify the information.



Energy & Utility Bill Support

Access Warm Home Discount, ECO4 energy upgrades, discretionary housing payments, water bill reductions, and energy supplier hardship funds.



Housing & Tenant Rights

Council and housing association tenants are legally entitled to safe, habitable homes. Ignored repairs may qualify for housing disrepair compensation.



Broadband Social Tariffs

Discounted broadband for people on Universal Credit, Pension Credit, or other qualifying benefits reduces costs while maintaining connectivity.



ECO4 Boiler & Insulation Funding

Eligible households can receive free or discounted boilers, insulation, solar panels, and energy-efficiency improvements to lower bills long-term.



Grants for Low-Income Families

Grants may cover school costs, appliances, emergency expenses, furniture, childcare, and household repairs. Most do not need to be repaid.



Why MoneyHelpHub Exists

We provide a central hub simplifying access to reliable, up-to-date support. Our guides, eligibility checkers, and trusted partners help users quickly find what they’re entitled to.



How to Reduce Everyday Costs

Switching broadband, accessing discounted travel, free prescriptions, water bill reductions, and local assistance can stretch budgets. Our guides show practical ways to save.



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Frequently Asked Questions

What help can I get with the cost of living?

You may qualify for grants, energy bill support, council tax reductions, or cost-of-living payments depending on your situation.



How do boiler grants work?

The ECO4 scheme offers free or discounted boiler upgrades to eligible households based on income or benefits.



Can council tenants claim for disrepair?

Tenants may be eligible for compensation if landlords fail to fix issues such as damp, mould, leaks, or unsafe living conditions.



What support is available for low-income families?

Families may be eligible for energy grants, food support, budgeting help, broadband discounts, and emergency funds.

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